What affects the price of OC and AC?

If you are interested on what they really depend on the price of insurance OC and AC, and how they are shaped, read the article below.

The premium paid by the insured should correspond to the risks to which "exposes" of the insurer.

The insurer should receive this contribution, which will allow him to raise funds, which will be paid compensation, decommissioning costs and other operating costs. The TPL insurance come to the fees prescribed by law institutions. Each company determines the factors that have an impact on the final price.

Factors taken into account in insurance premium

For OC and AC factors usually taken into account when composing contributions are:

We calculate the premium for OC

In the case of the OC is the most consideration in engine capacity. This is the criterion resulting from the tradition of Polish insurance.

They can be explained in two ways:

We calculate the premium for AC

Composing contribution for the same AC insurer returns while attention to:

The premium AC and OC - Summary

In our market, we can replace more than 50 different factors that affect motor insurance premiums.

Each company approaches the topic autorsko and a bit different from all the others. That's why you always have to compare different insurers!